DG Insights: Trends, Strategy, & the Future of Auto Retail Daniel Govaer 1/12/26 Daniel Govaer 1/12/26 The Three Forces Reshaping Commerce in 2026 Read More Daniel Govaer 1/2/26 Daniel Govaer 1/2/26 An AI Breakthrough Is Underway and It Has Nothing to Do With Models Read More Daniel Govaer 12/31/25 Daniel Govaer 12/31/25 2026 Predictions. Markets. Consumers. Auto Retail. Risk. Read More Daniel Govaer 12/3/25 Daniel Govaer 12/3/25 The Real Story Behind “Record” Holiday Spending: Inflation, Population, Confidence - and Now BNPL Read More Daniel Govaer 11/10/25 Daniel Govaer 11/10/25 What the Latest Visa/Mastercard Settlement Means for Dealerships Read More Daniel Govaer 11/9/25 Daniel Govaer 11/9/25 The Confidence Recession: Why Gen Z Just Ghosted Chipotle Read More Daniel Govaer 11/8/25 Daniel Govaer 11/8/25 The Manual That Burned the Customer and the Company Read More Daniel Govaer 11/6/25 Daniel Govaer 11/6/25 When the Car-Loan Cylinder Coughs: Reading the Warning Lights Before Everyone Else Does Read More Daniel Govaer 10/29/25 Daniel Govaer 10/29/25 When Low-Tech Wins: The Smartest Thing in the Room Might Still Be a Whiteboard Read More Daniel Govaer 10/28/25 Daniel Govaer 10/28/25 What the World’s Workforce Is Telling Us, and Why Dealers Should Listen Read More Daniel Govaer 10/25/25 Daniel Govaer 10/25/25 Porsche’s 99% : The Headline Everyone Will Run - But It’s Not the Whole Story Read More Daniel Govaer 10/22/25 Daniel Govaer 10/22/25 Mr. Dimons Next Cockroach Probably Isn’t Carvana - And Tricolor Isn’t Every Story Read More Daniel Govaer 10/20/25 Daniel Govaer 10/20/25 We Studied AmEx’s 2025 Price Hike - and Found a Roadmap for Dealers Read More Daniel Govaer 10/18/25 Daniel Govaer 10/18/25 Did Used-Car Credit Just Loosen While New-Car Credit Got Tighter? Read More Daniel Govaer 10/15/25 Daniel Govaer 10/15/25 Q4 Variable Ops Playbook: The Confidence Per Dollar Framework Read More Daniel Govaer 10/12/25 Daniel Govaer 10/12/25 The Automotive Fixed Ops Q4 Playbook Read More Daniel Govaer 10/11/25 Daniel Govaer 10/11/25 Not All Hot Dogs and Rotisserie Chicken: What Costco Can Teach Dealers About Shifting Consumer Confidence Read More Daniel Govaer 10/8/25 Daniel Govaer 10/8/25 CarMax’s Smart Move - And the Credit Reckoning Hiding Beneath It Read More Daniel Govaer 10/8/25 Daniel Govaer 10/8/25 Affordability Crossroads: The Fed, Credit, and the Consumer Reset Read More Daniel Govaer 10/7/25 Daniel Govaer 10/7/25 From Sneaker Bots to Agentic Commerce: How AI Could Rewrite the Rules of Auto Retail Read More Older Posts A Blog About All Things Automotive RSS
Daniel Govaer 1/2/26 Daniel Govaer 1/2/26 An AI Breakthrough Is Underway and It Has Nothing to Do With Models Read More
Daniel Govaer 12/31/25 Daniel Govaer 12/31/25 2026 Predictions. Markets. Consumers. Auto Retail. Risk. Read More
Daniel Govaer 12/3/25 Daniel Govaer 12/3/25 The Real Story Behind “Record” Holiday Spending: Inflation, Population, Confidence - and Now BNPL Read More
Daniel Govaer 11/10/25 Daniel Govaer 11/10/25 What the Latest Visa/Mastercard Settlement Means for Dealerships Read More
Daniel Govaer 11/9/25 Daniel Govaer 11/9/25 The Confidence Recession: Why Gen Z Just Ghosted Chipotle Read More
Daniel Govaer 11/8/25 Daniel Govaer 11/8/25 The Manual That Burned the Customer and the Company Read More
Daniel Govaer 11/6/25 Daniel Govaer 11/6/25 When the Car-Loan Cylinder Coughs: Reading the Warning Lights Before Everyone Else Does Read More
Daniel Govaer 10/29/25 Daniel Govaer 10/29/25 When Low-Tech Wins: The Smartest Thing in the Room Might Still Be a Whiteboard Read More
Daniel Govaer 10/28/25 Daniel Govaer 10/28/25 What the World’s Workforce Is Telling Us, and Why Dealers Should Listen Read More
Daniel Govaer 10/25/25 Daniel Govaer 10/25/25 Porsche’s 99% : The Headline Everyone Will Run - But It’s Not the Whole Story Read More
Daniel Govaer 10/22/25 Daniel Govaer 10/22/25 Mr. Dimons Next Cockroach Probably Isn’t Carvana - And Tricolor Isn’t Every Story Read More
Daniel Govaer 10/20/25 Daniel Govaer 10/20/25 We Studied AmEx’s 2025 Price Hike - and Found a Roadmap for Dealers Read More
Daniel Govaer 10/18/25 Daniel Govaer 10/18/25 Did Used-Car Credit Just Loosen While New-Car Credit Got Tighter? Read More
Daniel Govaer 10/15/25 Daniel Govaer 10/15/25 Q4 Variable Ops Playbook: The Confidence Per Dollar Framework Read More
Daniel Govaer 10/11/25 Daniel Govaer 10/11/25 Not All Hot Dogs and Rotisserie Chicken: What Costco Can Teach Dealers About Shifting Consumer Confidence Read More
Daniel Govaer 10/8/25 Daniel Govaer 10/8/25 CarMax’s Smart Move - And the Credit Reckoning Hiding Beneath It Read More
Daniel Govaer 10/8/25 Daniel Govaer 10/8/25 Affordability Crossroads: The Fed, Credit, and the Consumer Reset Read More
Daniel Govaer 10/7/25 Daniel Govaer 10/7/25 From Sneaker Bots to Agentic Commerce: How AI Could Rewrite the Rules of Auto Retail Read More
